Catastrophic plans are limited to individuals under what age?

Catastrophic plans are designed to provide a safety net for young adults and are indeed limited to individuals under the age of 30. This limit was established as part of the Affordable Care Act to ensure that younger, typically healthier individuals have access to affordable health coverage options. These plans typically have lower monthly premiums but higher deductibles, making them a good option for those who do not expect to require extensive medical care. The rationale for limiting catastrophic plan eligibility to those under 30 is to promote their use among a demographic that may otherwise choose to forgo health insurance altogether, thus increasing overall participation in the health insurance marketplace. Other age limits, such as 25 or 35, do not align with the provisions set by healthcare legislation, making the age of 30 the appropriate correct choice.