If a household is enrolled in a QHP and has a baby, what documentation is needed to add the baby to the enrollment?

When a household is enrolled in a Qualified Health Plan (QHP) and has a new baby, they do not need to provide documentation to add the baby to their existing enrollment. Coverage for newborns is typically automatic under the mother’s health insurance for a specified period, often 30 days from the date of birth. During this time, the family can update their plan to officially include the baby without needing to submit any documents like a birth certificate, birth announcement, or hospital records immediately.

It's essential for families to know that while documentation may be required later to confirm the baby's identity or to finalize any amendments to their coverage, the process for initially adding a newborn is designed to be straightforward and immediate to ensure that the child has access to necessary health care services right after birth.