Is it possible to enroll in the Marketplace at any time of the year?

Enrollment in the Marketplace is not open year-round; instead, there are specific enrollment periods during which individuals can sign up for health insurance. The primary enrollment period typically occurs once a year, allowing people to enroll or change their health plans.

Outside of this open enrollment period, individuals may still have opportunities to enroll due to qualifying life events, such as marriage, the birth of a child, or loss of other health coverage. These qualifying events trigger a special enrollment period, which allows for enrollment or changes to be made outside of the regular timeframe.

This structure is designed to manage the risk pool for insurers and ensure that enrollment is not constant, which could lead to instability in the insurance market. Therefore, knowing the scheduled enrollment periods is crucial for anyone looking to obtain health coverage through the Marketplace.