What type of insurance can typically be obtained through the Marketplace?

The Marketplace, also known as the Health Insurance Marketplace, primarily offers private health insurance plans. These plans are available for individuals and families who are seeking coverage, especially those who may not have access to employer-sponsored insurance or government programs like Medicaid or Medicare.

The Marketplace provides various options that adhere to the standards set by the Affordable Care Act (ACA), ensuring that the insurance plans cover essential health benefits. Individuals can also determine if they qualify for financial assistance based on their income, which can make private health insurance more affordable.

While government-subsidized insurance is available through the Marketplace, it is worth noting that such subsidies are applied to private plans offered on the platform, which still maintains their identity as private insurance. Employer-sponsored insurance plans are typically not acquired through the Marketplace since they are provided by employers directly to their employees. Short-term health insurance policies also fall outside the scope of what's typically available within the Marketplace, as they are usually designed to provide temporary coverage and don't meet the ACA's comprehensive coverage requirements.

Therefore, the correct option reflects the nature of the offerings within the Marketplace as primarily private health insurance plans, which are the standard for individuals seeking comprehensive coverage in the United States.