What type of insurance can be disconnected independently from health insurance?

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Dental insurance can be disconnected independently from health insurance because it typically operates as a separate policy. Many individuals and families choose to have dental coverage without bundling it with their health insurance. This separation allows for greater flexibility in selecting health and dental plans based on individual needs and preferences.

Vision insurance, while also often offered separately, is not the only option available, which means it might not fit the criteria of being independent. Long-term care insurance, on the other hand, serves a different purpose and is generally intended for specific health-related financial coverage later in life, but it is often considered part of a comprehensive health strategy and might not be viewed as independently selectable in the same context as dental coverage.

Thus, the ability to maintain dental insurance separately from overall health insurance makes it the correct answer in this scenario.

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