Which special circumstance is NOT likely to allow an individual to enroll outside of the Open Enrollment Period?

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Enrolling outside of the Open Enrollment Period typically requires individuals to experience qualifying life events or special circumstances that significantly impact their health coverage needs. These events allow for a Special Enrollment Period, during which individuals can apply for coverage.

When considering the various options, changes in income, loss of health coverage, and marriage are all recognized significant events that can directly affect an individual's eligibility for health insurance or the need to change plans. For instance, an increase or decrease in income may qualify an individual for different subsidized plans under the marketplace, while losing health coverage due to job loss or other reasons clearly necessitates seeking new coverage. Similarly, marriage represents a change in family status that often warrants adjustments to health insurance policies.

In contrast, choosing to move to a new city does not automatically qualify an individual for a Special Enrollment Period. While moving can impact the health insurance options available (especially if moving to a different state), it is not classified as a qualifying event unless it is combined with other factors, such as losing previous health insurance as a result of the move. Thus, moving alone does not inherently create an urgent need for new coverage in the same way that the other options do.

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